Medical Protection

Avoid unforeseen medical expenses with AIA's medical insurance and takaful plans.

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Frequently Asked Questions

What is a medical insurance / takaful plan?

A medical insurance / takaful plan can help cover the cost of your healthcare at hospitals such as surgery and treatments.

Depending on your medical insurance / takaful plan, you may also receive a medical card which entitles you to faster and cashless services at the hospital.

Why do you need Medical Protection?

Since healthcare is now more important than ever, we understand that the fees for taking care of your health or seeking medical help might be worrisome. With a medical insurance or takaful plan, you can rest assured that you and your loved ons can receive quality healthcare at any time.

What other benefits can I get from AIA's medical insurance / takaful plan?

Selected AIA medical insurance / takaful plans come with a Health Wallet that offers you additional benefits to complement your healthcare journey, such as Prevention Benefits (health screening and vaccinations), Recovery Care, Special Care Benefit, Mental Health Benefit, Protect Boost, and Mobility and Hearing Support.

And if you subscribe to AIA Vitality, our health and wellness plan, you can also enjoy exclusive offers and rewards, as well as better benefits on your plan, such as cashback, benefit upgrades and more.

What do the "Basic", "Comprehensive" and "Add-On" labels on the plans mean?

AIA offers 3 types of life insurance / takaful plans to suit your different needs:

Basic: Provides you with essential protection.

Comprehensive: Provides comprehensive coverage for your needs.

Add-on: Flexible plans that you can add to your protection plan to meet your individual needs.

What is the difference between Life Protection and Medical Protection?

A Life Protection plan is a life insurance / takaful life plan that will grant your loved ones the amount of money you were covered for when you pass away or suffer from total and permanent disabilities (TPD).

A Medical Protection plan is a medical insurance / takaful plan that covers the cost of your medical treatments.

Is Medical Protection the same as Critical Illness Protection?

Medical Protection and Critical Illness Protection are different:

We encourage you to complement your Medical Protection with our Critical Illness Protection to ensure that your different needs are covered.